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CDA Lending and Risk Analyst II (219489)

Energy Loan Underwriter

Recruitment #23-003726-0004

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Introduction


This is a skilled service position with full State of Maryland benefits

Work that matters. The Maryland Department of Housing and Community Development (DHCD) is a national leader in the financing of affordable housing and revitalizing communities.  This is an opportunity to join this nationally-recognized, award-winning organization and apply your skills to this high public purpose and challenging area. 

DHCD offers a flexible work schedule, telework and job sharing options, training, advancement and career path opportunities, casual business dress on Fridays, and a competitive salary. There is ample parking and our offices are located in walking distance to the New Carrollton MARC Train Station.

GRADE

17

LOCATION OF POSITION

7800 Harkins Road, Lanham, MD 20706.

The Department of Housing and Community Development Headquarters is located in Prince George's County across from the New Carrollton Metro Stop. 

POSITION DUTIES

The Energy Loan Underwriter evaluates requests for energy-efficiency financing projects. This includes requesting, securing, and tracking needed documentation from applicants and contractors; processing and reviewing applicant financial and credit risk analysis; issuing Pre-Approval and Decline letters, commitments, and other correspondence; closing loans; determining compliance with regulations and guidelines, and assisting in preparing monthly and annual reports on the status of financing programs.

Monitor CDA projects to ensure compliance with Federal and State Laws and Regulations. For example, the Fair Housing Act, the Davis Bacon Act and/or the Annotated Code of Maryland (COMAR). Assist in data analysis and reporting. Data analysis will include evaluating program performance metrics, identifying trends in their cause, and using data to support potential program changes. Also assist in developing program regulation policies and operational guidelines. Finally, assist in revising and updating policy and procedures manuals as required to reflect the impact of policy changes on Energy Program operations.

MINIMUM QUALIFICATIONS

Experience: Seven years of experience evaluating the risk involved in granting single family, multifamily and commercial loans, government assistance programs, and/or construction management.

Notes:

1. Candidates may substitute the possession of a Bachelor's degree from an accredited college or university in Business Administration, Architecture, Construction Management, Finance, Economics, Real Estate, Architecture or any other related field and three years of experience evaluating the risk involved in granting single family, multifamily and commercial loans, government assistance programs, and/or construction management for the required experience.

2. Candidates may substitute U.S. Armed Forces military service experience as a commissioned officer in loan specialist classification, loan specialist specialty codes in the loan specialist field of work, or as a commissioned officer in business and industry  classification or business and industry specialty codes in the housing management field of work on a year-for-year basis for the required experience.

DESIRED OR PREFERRED QUALIFICATIONS

  • Experience processing or underwriting single family or consumer loans.
  • Experience with customer service with internal and external customers.
  • Experience utilizing loan origination or loan processing software.

SELECTION PROCESS

Please provide sufficient information on your application to document that you meet the minimum qualifications for this recruitment.  Unofficial transcripts, certifications, or diplomas to document educational or certification qualifications are required.  Educational credentials from foreign countries must be evaluated by an approved education review service.  This evaluation must be submitted with your application.  For further information, you may call International Consultants of Delaware, Inc. (302) 737-8715 or World Education Services Inc. 1-800-932-3897 or (202) 331-2925.  Successful candidates will be placed on the employment (eligible) list for at least one year.  Eligible list may be used to fill future vacancies of the same classification.  Successful candidates must document eligibility to work in the U.S. upon hire. 

Please note:  The Maryland Department of Housing and Community Development is not sponsoring new employees in application of the H-1B Visa at this time due to budgetary constraints.  All applicants must be legally authorized to work in the United States under the Immigration and Reform Control Act of 1986.  Federal regulations prohibit H-1B Visa candidates from paying sponsorship fees, all sponsorship fees must be assumed by the potential employer. 

EXAMINATION PROCESS

The examination will consist of rating your education, training, and experience related to the requirements of the position.  You may be required to complete a qualifications supplement, or the rating may be based on your application.  Therefore, it is important that you provide complete and accurate information on your application.  Report all experience and education that is related to this position. 

BENEFITS

FURTHER INSTRUCTIONS

Online applications are STRONGLY preferred.  However, if you wish to submit a paper application, you may mail your application and materials to:

Charlee Kerr
Department of Housing and Community Development
Office of Human Resources
7800 Harkins Road, Lanham, MD 20706

All applications must be received by the filing deadline.  If you are unable to upload your transcripts into the system, please send via email to charlee.kerr@maryland.gov.  Please include the following information in the body of the email:

  • Attn:  Charlee Kerr
  • Your First and Last Name
  • Recruitment #
  • Classification (Job Title) of Recruitment 
Incorrect application forms, or resumes in place of the application, will not be accepted.  If you are interested in these positions and cannot apply online, please fill out the paper application.  For questions concerning these positions, please call 301-429-7783.

TTY Users:  Call via Maryland Relay.  

We thank your Veterans for their service to our country, and encourage them to apply. 

As an equal opportunity employer, Maryland is committed to recruiting, retaining, and promoting employees who are reflective of the State's diversity. 



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