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Business Loan Officer

Employment & Economic Development Department

Recruitment #1018-RB0600-TM


This examination is being given to fill a part-time position in the Employment & Economic Development Department. Please be advised that Human Resources will only be accepting online applications for this recruitment.  Resumes and paper applications will not be accepted in lieu of an online application. A completed application must be received online by the final filing deadline.

NOTE: All correspondences relating to this recruitment will be delivered via e-mail. The e-mail account used will be the one provided on your employment application during time of submittal. Please be sure to check your e-mail often for updates. If you do not have an e-mail account on file, Human Resources will send you correspondences via US Mail.



  • Interviews loan applicants to determine program eligibility of loan request under Economic Development Agency and Revolving Loan Fund criteria.
  • Collects and analyzes financial statements, tax returns, credit reports and other pertinent data to determine credit worthiness and level of credit risk associated with specific loan request.
  • Prepares loan analysis and makes funding recommendation to the Revolving Loan Fund Board for funding consideration; creates commercial loan documents and coordinates loan closings with borrowers and legal counsel when necessary.
  • Collects and analyzes real and personal property appraisals and other data and documentation to determine the value, condition, and acceptability of proposed collateral; may inspect real property to assess level of collateral risk.
  • Services and monitors loan repayment activities of Revolving Loan Fund recipients and keeps loan documentation current.
  • Contacts prospective loan applicants and explains the requirements for obtaining financing through San Joaquin County.
  • Assists in coordinating activities with legal counsel regarding collection, foreclosure, and/or liquidation activities.
  • Balances financial data and prepares loan status reports for the Executive Director, EEDD Economic Development Director, Business Loan Manager, Revolving Loan Fund Board, Board of Supervisors, Economic Development Administration and others as required.
  • Makes presentations on financing to the business community and others involved in economic development; assists in the development and execution of a strategic marketing plan for the financing programs of the department.

    Note:  Supplemental application must be submitted with employment application.

    Education: Graduation from an accredited four-year college or university with a major in business administration, public administration, economics, or closely related field.

    Experience: Two years of experience in commercial banking, economic development or business loan administration, which includes underwriting and structuring loans to small and mid-sized businesses.

    Substitution: Additional qualifying experience may be substituted for the required education on a year-for-year basis.

    Certification: Economic Development Finance Professional Certification is desirable.

    License: Possession of a valid California driver's license.


    Principles and practices of lending to small and mid-sized businesses; financial statement analysis; general accounting principles; presentation techniques; data analysis and report writing techniques; basic computer and modern office automation technology, including pertinent software. 


    Analyze financial statements; prepare complete written loan analysis; communicate effectively, both orally and in writing; interpret and apply pertinent rules, regulations and procedures; operate computers and related software; establish and maintain effective working relationships, internal and external to the County.


    Mobility-Frequent operation of data entry device; driving; constant sitting for extended periods; occasional standing for long periods; walking and climbing stairs; Lifting-Occasionally lift 30 pounds or less; Vision-Constant reading and close-up work and good overall vision; frequent eye/hand coordination; occasional color/depth perception and peripheral vision; Dexterity-Frequent holding, grasping and writing; occasional reaching and repetitive motion;; Hearing/Talking-Constant hearing normal speech, talking in person and on the telephone; occasional hearing faint sounds; Emotional/Psychological-Frequent public contact, decision making and concentration; frequent working alone; Special Requirements-May occasionally work weekends/nights; may be required to travel; Environmental-Occasional exposure to noise.


    Part-Time Employee Benefits: Part-time employees who meet the appropriate eligibility criteria may receive health insurance benefits and step increases.

    Selection Procedures

    Applicants for part-time and temporary recruitments who meet the minimum qualifications are either referred to the hiring department for further selection or they may be required to take a written examination.  If a written examination is given, the top candidates may be referred to the hiring department for further selection.

    Testing Accommodation:  Candidates who require testing accommodation under the Americans with Disabilities Act (ADA) must call Human Resources Division at (209) 468-3370 prior to the examination date. 

    Physical Exam:  Some classifications require physical examinations.  Final appointment cannot be made until the eligible has passed the physical examination.  The County pays for physical examinations administered in its medical facilities.

    Pre-employment Drug Screening Exam:  Some classifications require a new employee successfully pass a pre-employment drug screen as a condition of employment.  Final appointment cannot be made until the eligible has passed the drug screen.  The County pays for the initial drug screen.

    Employment of Relatives: Applicants who are relatives of employees in a department within the 3rd degree of relationship, (parent, child, grandparent, grandchild or sibling) either by blood or marriage, may not be appointed, promoted, transferred into or within the department when:

    • They are related to the Appointing Authority, or

    • The employment would result in one of them supervising the work of the other

    Department Heads may establish additional limitations on the hiring of relatives by departmental rule.

    Proof of Eligibility:  If you are offered a job, you will be required to provide proof of U.S. citizenship or other documents that establish your eligibility to be employed in the U.S.


    Please be advised that Human Resources will only be accepting Online Application submittals for this recruitment. Paper application submittals will not be considered or accepted.


    Apply Online:   


    Office hours:               
    Monday – Friday 8:00 am to 5:00 pm; excluding holidays.

    Phone:  (209) 468-3370 


    Job Line:

    For current employment opportunities please call our 24-hour job line at (209) 468-3377. 

    When a final filing date is indicated, applications must be submitted online to the Human Resources Division before the submission deadline. Resumes and paper applications will not be accepted in lieu of an online application.  (The County assumes no responsibility for online applications which are not received by the Human Resources Division).  

    San Joaquin County Substance Abuse Policy: San Joaquin County has adopted a Substance Abuse Policy in compliance with the Federal Drug Free Workplace Act of 1988. This policy is enforced by all San Joaquin County Departments and applies to all San Joaquin County employees.

    Equal Opportunity Employer:  San Joaquin County is an Equal Employment Opportunity (EEO) Employer and is committed to providing equal employment to all without regard to age, ancestry, color, creed, marital status, medical condition, national origin, physical or mental disability, political affiliation or belief, pregnancy, race, religion, sex, or sexual orientation.  For more information go to

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    San Joaquin County
    Human Resources Division  Stockton, CA 95202
    E-mail | Phone: (209) 468-3370 | 8am - 5pm M-F | Powered by JobAps