CDA Lending and Risk Analyst Senior II [NC22079]
NBW Lead Underwriter
Recruitment #22-003730-0004
Department | DHCD - Div of Dev Finance - Administration |
---|---|
Date Opened | 11/14/2022 12:20:00 PM |
Filing Deadline | 1/30/2023 11:59:00 PM |
Salary | $35.64 - $44.76/hour (Grade 21 / Step 1-9 with promotional growth to $57.34/hr) |
Employment Type |
Full-Time
|
HR Analyst | Jamaal Simpson |
Work Location |
Prince George's
|
Introduction
This is a long-term contractual position with potential for full benefits within a year
DHCD offers competitive salary, contractual benefits, paid time off, flexible work schedule, hybrid telework options, training, and career path opportunities.
Work that Matters. The Maryland Department of Housing and Community Development (DHCD) is a national leader in the financing and development of affordable housing and community development lending. As such, the primary function of the Community Development Administration is to encourage and support affordable homeownership and rental housing in Maryland. We are good but strive to be great. To make this happen our team needs members that will challenge the status quo, effectively communicate ideas and issues, independently bring forth practical and efficient solutions, believe change is good and want to come to work knowing that what they do makes a difference in their neighborhood.
GRADE
LOCATION OF POSITION
7800 Harkins Road Lanham, MD 20706. The Department of Housing and Community Development
Headquarters is located in Prince George's County across from the New Carrollton Metro stop.
POSITION DUTIES
The Team Lead Sr. Underwriter oversees a team of underwriters to determine the projects’ acceptability and degree of risk to the State. Reviews and analyzes project information, including cash flow and debt service computations and cost certifications of applicant’s collateral and loan. Reviews loan applications for compliance with Federal and State rules and regulations and program emphasis. Analyzes the feasibility of projects, including market area competition and saturation. Prepares spreadsheets of financial information submitted by applicants. Analyzes real estate appraisals. Responds to loan inquiries and interviews loan applicants
The work may require travel throughout the State of Maryland to attend conferences, hearings, meetings, or site inspections.
MINIMUM QUALIFICATIONS
Experience: Four years of professional financial/risk analysis experience, such as managing government programs, risk analysts, debt portfolios, examining and/or analyzing financial statements, budget, grant or real estate investment portfolio records and reports,
or
four years of experience in Construction Management (as applicable),
and
four years of professional financial analysis experience, such as managing financial asset and debt portfolios, or four years of residential construction discipline or multifamily construction management.
Notes:
1. Candidates may substitute the possession of a Bachelor’s degree from an accredited college or university in Finance, Business Administration, Architecture, Economics, Accounting, Construction Management or a related field and four years of professional financial/risk analysis experience, such as managing government programs, risk analysts, debt portfolios, examining and/or analyzing financial statements, budget, grant or real estate investment portfolio records and reports, or four years of experience in Construction Management (as applicable) for the required experience.
2. Candidates may substitute the possession of a Certified Public Accountant (CPA) certification or documented eligibility to sit for the CPA Examination and four years of professional financial/risk analysis experience, such as managing government programs, risk analysts, debt portfolios, examining and/or analyzing financial statements, budget, grant or real estate investment portfolio records and reports, or four years of experience in Construction Management (as applicable) for the required experience.
3. Candidates may substitute the possession of a Master’s degree from an accredited college or university in Finance, Business Administration, Architecture, Construction Management, Economics, Accounting or a related field and two years of professional financial/risk analysis experience, such as managing government programs, risk analysts, debt portfolios, examining and/or analyzing financial statements, budget, grant or real estate investment portfolio records and reports, or two years of experience in Construction Management (as applicable) for the required experience.
4. Candidates may substitute U.S. Armed Forces military service experience as a commissioned officer in the Accounting or Loan Officer Classifications, or as a commissioned officer in business and industry classification or business and industry specialty codes in the housing management field of work on a year-for-year basis for the required experience.
DESIRED OR PREFERRED QUALIFICATIONS
Prior work experience in the following areas:
- Commercial underwriting
- Loan eligibility reviews
- Supervisor
- Market and outreach
- Maintaining databases and financial reports
LICENSES, REGISTRATIONS AND CERTIFICATIONS
SELECTION PROCESS
Please provide sufficient information on your application to document that you meet the minimum qualifications for this recruitment. Unofficial transcripts, certifications or diplomas to document educational or certification qualifications are required. Educational credentials from foreign countries must be evaluated by an approved education review service. This evaluation must be submitted with your application. For further information, you may call International Consultants of Delaware, Inc. (302) 737-8715 or World Education Services Inc. 1-800-932-3897 or (202) 331-2925. Successful candidates will be placed on the employment (eligible) list for at least one year. Eligible list may be used to fill future vacancies of the same classification. Successful candidates must document eligibility to work in the U.S. upon hire.
Please note: The Maryland Department of Housing and Community Development is not sponsoring new employees in application of the H-1B Visa at this time due to budgetary constraints. All applicants must be legally authorized to work in the United States under the Immigration and Reform Control Act of 1986. Federal regulations prohibit H1B Visa candidates from paying sponsorship fees, all sponsorship fees must be assumed by the potential employer.
EXAMINATION PROCESS
BENEFITS
FURTHER INSTRUCTIONS
Online applications are STRONGLY preferred. However, if you wish to submit a paper application, you may mail your application and materials to:
Jamaal Simpson
Department of Housing and Community Development
Office of Human Resources
7800 Harkins Road, Lanham, MD 20706
All application materials must be received by the filing deadline. If you are unable to upload your transcripts into the system, please send via email to jamaal.simpson@maryland.gov. Please include the following information in the body of the email: Attn:
- Jamaal Simpson, HR Generalist
- Your First and Last Name
- Recruitment #
- Classification (Job Title) of Recruitment
Incorrect application forms, or resumes in place of the application, will not be accepted. If you are interested in these positions and cannot apply online please fill out the paper application. For questions concerning these positions, please call 301-429-7781. TTY Users: call via Maryland Relay.
We thank our Veterans for their service to our country, and encourage them to apply.
As an equal opportunity employer, Maryland is committed to recruiting, retaining and promoting employees who are reflective of the State’s diversity.