$50.59-$68.98 Hourly / $4,046.86-$5,518.05 BiWeekly /
In the Department of Banking, Consumer Credit Division, this class is accountable for directing the programs and operations of the division.
Receives administrative direction from the Banking Commissioner or Deputy Commissioner or other administrative official of higher grade.
Directs staff and operations of division; coordinates, plans and manages division activities; formulates program goals and objectives; develops or assists in development of related policy; interprets and administers pertinent laws; evaluates staff; prepares or assists in preparation of division budget; maintains contacts with individuals within and outside of division who might impact on policy or program activities; directs examinations of consumer collection agencies, small loan licensees, sales finance companies, second mortgage licensees, debt adjusters and those grantors of consumer credit not federally chartered; directs preparation of economic surveys for use of banking commission in considering new small loan applications; directs investigation required in connection with new and renewal applications for grantors of consumer credit, collection agencies, and debt adjusters; directs investigation of all complaints regarding violations of Truth in Lending Act and other laws and regulations over which the Banking Department has jurisdiction working with the Office of the Attorney General and Department of Public Safety in prosecution of such complaints; conducting hearings whenever necessary in connection with enforcement of laws; addressing various industry groups and civic organizations in connection with educational programs; performs related duties as required.
Considerable knowledge of and ability to apply management principles and techniques; considerable knowledge of relevant State and Federal laws, statutes and regulation; considerable knowledge of principles and methods of bank management; considerable knowledge of various methods of granting of credit by businesses of all types; considerable knowledge of credit investigation practices; considerable knowledge of accounting and auditing principles and practices; considerable ability to evaluate and interpret financial statements; considerable ability to evaluate effect of trends and policies in granting of credit on economy of the State; considerable interpersonal skill; considerable oral and written communications skills.
Ten (10) years of experience involving technical work in the management or examination of grantors of consumer credit, consumer collection agencies, debt adjusters and /or consumer credit trade organizations, including experience in Truth in Lending compliance.
Two (2) years of the General Experience must have been in a working lead capacity over professional staff at or above the level of Principal Fianacial Examiner.